Baccarat Rules

The goal in baccarat is to obtain a hand with a point total nearest to 9. Aces count as one; 2 through 9 as their face value; tens & picture cards count as zero. If the value of a hand is 10points or more, subtract 10, and what remains is the baccarat point value of the hand. For example: 7+6=13=3 & 4+6=10=0

Place your bet on the banker's hand and/or on the player's hand and/or on a tie. The player and the banker are then both dealt a 2-card hand. In some cases, a third card is dealt to the player or the dealer, or both (Third Card Rules). Cards are dealt from a shoe that holds six decks of cards. The decks are shuffled after every round.

The player closest to nine, wins.

If you bet on the player & the player wins, you're paid 2 for 1 winnings on your wager.

If you bet on the house and the house wins, you're paid 2 for 1 minus the 5 percent bank commission (vigorish).

If both the player's hand & the banker's hand are equal in totals, the game results in a tie. If you've placed a wager on the ‘tie' field, your payoff is 9 to 1. Non-tie wagers are returned to you when a tie occurs.

Third Card Rules

The following baccarat rule chart indicates when the player and/or the house is automatically dealt (i.e. "draws") a 3rd card in a baccarat game :

Player

Point Value of First 2 Cards:
0 - 1 - 2 - 3 - 4 - 5	Draws a card.
6 - 7	Stands.
8 - 9	"Natural hand" - no further draw.

Banker

 

Point Value of First 2 Cards:	Draws when player's 3rd card is:	Does not draw when player's 3rd card is:
0 - 1 - 2	Always draws a card
3	0 - 1 - 2 - 3 - 4 - 5 - 6 - 7 - 9	8
4	2 - 3 - 4 - 5 - 6 - 7	0 - 1 - 8 - 9
5	4 - 5 - 6 - 7	0 - 1 - 2 - 3 - 8 - 9
6	6-7	0 - 1 - 2 - 3 - 4 - 5 - 8 - 9
7	Always stands.
8-9	Player can't draw.	Player can't draw.

Important: If either the player and/or banker have a total of 8 or 9, they both stand. This rule supersedes all other rules.

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