Baccarat Rules
Place your bet on the banker's hand and/or on the player's hand and/or on a tie. The player and the banker are then both dealt a 2-card hand. In some cases, a third card is dealt to the player or the dealer, or both (Third Card Rules). Cards are dealt from a shoe that holds six decks of cards. The decks are shuffled after every round.
The player closest to nine, wins.
If you bet on the player & the player wins, you're paid 2 for 1 winnings on your wager.
If you bet on the house and the house wins, you're paid 2 for 1 minus the 5 percent bank commission (vigorish).
If both the player's hand & the banker's hand are equal in totals, the game results in a tie. If you've placed a wager on the ‘tie' field, your payoff is 9 to 1. Non-tie wagers are returned to you when a tie occurs.
Third Card Rules
The following baccarat rule chart indicates when the player and/or the house is automatically dealt (i.e. "draws") a 3rd card in a baccarat game :
Player
| Point Value of First 2 Cards: | |
| 0 - 1 - 2 - 3 - 4 - 5 | Draws a card. |
| 6 - 7 | Stands. |
| 8 - 9 | "Natural hand" - no further draw. |
Banker
| Point Value of First 2 Cards: | Draws when player's 3rd card is: | Does not draw when player's 3rd card is: |
| 0 - 1 - 2 | Always draws a card | |
| 3 | 0 - 1 - 2 - 3 - 4 - 5 - 6 - 7 - 9 | 8 |
| 4 | 2 - 3 - 4 - 5 - 6 - 7 | 0 - 1 - 8 - 9 |
| 5 | 4 - 5 - 6 - 7 | 0 - 1 - 2 - 3 - 8 - 9 |
| 6 | 6-7 | 0 - 1 - 2 - 3 - 4 - 5 - 8 - 9 |
| 7 | Always stands. | |
| 8-9 | Player can't draw. | Player can't draw. |
Important: If either the player and/or banker have a total of 8 or 9, they both stand. This rule supersedes all other rules.
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